Alice Hollander's
Champion Realty Inc. Purchaser's Plus Guide to Home Ownership
My Purchaser Plus Program is designed to be the complete Guide to Home Ownership for Champion Purchasers. I understand that purchasing a home is one of the most important events in a lifetime. At Champion, we are committed to providing a World Class home purchase experience.
Table of Contents
Champion History A Message From the President
Purchaser Plus Purchase Process
Purchaser Plus Needs Analysis
Purchaser Plus Pre-Approval Plan
Purchaser Plus Communication Plan
Purchaser Plus Home Selection Process
Purchaser Plus Contracts and Addenda
Purchaser Plus Current Market Conditions Analysis
Purchaser Plus Negotiation Program
Purchaser Plus Title Services
Purchaser Plus Pre- & Post-Settlement Home Services
Purchaser Plus Glossary
Purchaser Plus Program Summary
Chris Coile and Champion History
"Our philosophy is to give the best home buying experience possible." Chris Coile, President.
Chris Coile started Chris Coile & Associates Inc., in 1970. Within ten years, Chris built his firm into the largest real estate company in the Baltimore Metropolitan area, with 22 offices. In 1987, Chris launched Champion Realty Inc., and Champion moved into the top 125 real estate companies on a nationwide basis. Now Champion Realty Inc., is part of HomeServices.Com (HMSV), the largest public independent real estate company in the country. Champion Realty has 17 offices in the Chesapeake Bay Region of Anne Arundel County and the Eastern Shore of Maryland.
Purchaser Plus Purchase Process
Start the Buying Process
1. Purchaser Plus Needs Analysis
2. Purchaser Plus Agency Explanation
3. Purchaser Plus Pre-Approval Plan
4. Purchaser Plus Communication Plan
5. Purchaser Plus Home Selection Service
6. Purchaser Plus Contracts & Addenda
7. Purchaser Plus Negotiation Program
8. CONTRACT ACCEPTANCE WITH COMPLETE DOCUMENTATION
9. Start Purchaser Plus Settlement Services
10. Select Financial Program & Appraisal
11. Purchaser Plus Title Services
12. Verify Mortgage, Inspections, Certifications (click here to find out more about the inspections)
13. Obtain Property Hazard Insurance (click here to find out more about insurance)
14. Home Services Pre-Settlement Details
15. Have a Successful Settlement
Start Post-Settlement Home Services
Purchaser Plus Needs Analysis
Buyer:____________________________ Co-Buyer:__________________________ Address:__________________________ Home Phone:________________________ Cell:______________________________Work Phone:________________________ E-Mail:____________________________Fax Number:________________________ Price Range:_______________________ Desired Payment:____________________ Lender/Mortgage Consultant Name/Phone:_________________________________ Have you been pre-approved or pre-qualified for a loan?:_____________________
Method of Financing: VA FHA Conventional Other Cash Do you have a home to sell/rent? Yes or No When would you like to be in your next home?________________________________ Location/Community Preference: 1._____________________ 2._____________________ 3.___________________ Type of Home: Single Family Townhome Condo Style of Home: Colonial Rancher Split Victorian Tudor Cape Cod Other Minimum Bedrooms: 1 2 3 4 5 6 Minimum Baths: 1 2 3 4 5 6 Garage: Yes No 1 2 3 4 5 6 Describe the essential features you would like in your new home:_______________ _____________________________________________________________________ What are the most important considerations to you in the purchase of your new home? (Price? Style? Location? Lot Size? Schools?)__________________________
Purchaser Plus Agency Explanation
I am required by Maryland Law to have a brief agency discussion with you.
I'll explain your rights as a consumer and how understanding agency is in your best interest.
State mandated disclosure forms (Understanding Whom Real Estate Agents Represent and Consent for Dual Agency).
The Choices Available to You –– Seller Agency, Buyer Agency, Dual Agency, Cooperating Agency
The Benefits of Advocacy and Buyer Agency:
I will work for your interest exclusively
I will share all information with you
I will give you a complete property analysis
I will give you a comprehensive pricing analysis
I will disclose known seller urgency
You can cancel our agency relationship at will
Purchaser Plus Pre-Approval Plan
Being Pre-Approved For A Loan Puts You in a Better Position Than Just Being Pre-Qualified
Many Benefits of A Chancellor Mortgage Pre-Approval
Click here to find out more about financing.
Instant Updating and Access at All Times
Simplifies the Entire Home Buying Process
Purchaser Plus Pre-Approval Puts You In an Excellent Contract Negotiating Position
Purchaser Plus Communication Plan
Together we will determine the frequency and best methods of communication, by telephone, fax, e-mail, and in person.
I am linked to the entire market, including the multiple listing service and the internet, and will provide you with up-to-date information on every available property.
We both will be actively looking for the right property when you see an ad, sign, owner sales, or open house, just contact me and I will get all of the information. I am the only agent you need.
As a professional, I know the right questions to ask and as your advocate, I will pass that beneficial information along to you.
I will respond to all of your inquiries in a timely manner and listen to your comments.
Purchaser Plus Home Selection
Click here to find out more about choosing your new home or re-sale home .
I will provide a complete property and pricing analysis to include the following: 1) both, expired and active listings, 2) tax records, and 3) Seller Equity, if available.
I will disclose known seller urgency.
I will provide community information.
Identify possible property pitfalls which may requre additional evaluation Lead-Based Paint, Underground Storage Tanks, Asbestos, Contaminated Well, Radon, Septic Problems, etc.
I will help you sort throught the pros and cons of every property until you have selected your new home.
Purchaser Plus Contracts & Addenda
I will protect your interests with a comprehensive purchase contract and the appropriate addenda.
We will discuss and review the many addenda that may be needed and use in our home purchase process.
Written purchaser's estimated settlement expenses.
Purchaser Plus Current Market Conditions Analysis
I will analyze inventory supply.
I will analyze if it is a buyer's or seller's market.
I will analyze inventory days on the market.
I will analyze the current market as it relates to contract negotiation.
Purchaser Plus Negotiation Program
In the Negotiation Process, I am Your Advocate
My Advanced Negotiating Skills will help you obtain the Best Possible Price and Terms
I Will Help You Negotiate Every Contract Detail
I Will Help You Negotiate All of the Pre-Settlement Details Such as Home Inspection, Mortgage, Title, and Hazard Insurance
My Ultimate Goal is to Provide a Stress-Free World Class Home Purchase Experience.
Purchaser Plus Title Services
Click here to find out more about Chancellor Title Services.
Chancellor Title Services Provides One Stop Shopping to Expedite the Entire Settlement Process
Top Experienced Professionals In Every Aspect
Highly Competitive Pricing and Full Disclosure
Discounted Settlement Services, If You Refinance at a Later Date
Full Time Title Attorney On Staff
15 Settlement Locations For Your Convenience
Communication To Keep You Constantly Updated
Purchaser Plus Pre - & Post Settlement Home Services
Purchaser Plus Glossary
Click here to preview commonly used real estate terms and definitions.
Purchaser Plus Program Summary
I would like to thank you for using our services in the search for your property and or home. We are committed to providing the absolutely best possible experience for you. If there is ever anything that you believe we can add to our services, or any suggestion that you have about how we can improve our program, please let us know. Good luck in your search and thank you for participating in the Champion Realty Inc., Alice Hollander, purchaser plus program.
